ZIP code 32401
Where is ZIP code 32401?
Panama City, Florida
Bay County · Standard ZIP code
ZIP code 32401 belongs to Panama City, Florida in Bay County. 32401 is a standard ZIP code, so it covers street addresses as well as PO Boxes. It is in the Central Time zone and uses area codes 448 and 850. About 18,947 people live in the 32401 area, where the median household income is $52,523. The closest ZIP codes are 32417 (Panama City, 0.6 mi west), 32405 (Panama City, 2.7 mi northwest) and 32408 (Panama City, 3.7 mi west).
| ZIP code | 32401 |
|---|---|
| Type | Standard ZIP code for street addresses and PO Boxes |
| Status | Active |
| City | Panama City |
| Also accepted | P C Beach, Panama City Beach |
| State | Florida (FL) |
| County | Bay County |
| Time zone | Central Time · now |
| Area codes | 448, 850 |
| Coordinates | 30.1606, -85.6494 map |
| 3-digit prefix | 324 |
Population and income in 32401
| Population | 18,947 · lower than 52% of Florida ZIP codes |
|---|---|
| People per square mile | 1,516 · higher than 55% of Florida ZIP codes |
| Median age | 43.5 years · higher than 52% of Florida ZIP codes |
| Men / women | 48% / 52% |
| Median household income | $52,523 · lower than 85% of Florida ZIP codes |
| Income per person | $37,460 |
| Below the poverty line | 16% |
| Bachelor’s degree or higher | 21% of adults 25+ |
| Median home value | $230,500 · lower than 78% of Florida ZIP codes |
| Median rent | $1,152 a month |
| Housing units | 10,522 |
| Households | 8,951 (2.08 people on average) |
| Owners / renters | 60% / 40% |
| Land area | 12.5 sq mi (plus 17.62 sq mi of water) |
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024) for ZIP Code Tabulation Area 32401. Census ZIP areas are close to, but not exactly the same as, USPS delivery areas.
ZIP codes near 32401
| ZIP code | City | Distance | Type |
|---|---|---|---|
| 32417 | Panama City, FL | 0.6 mi W | PO Box only |
| 32405 | Panama City, FL | 2.7 mi NW | Standard |
| 32408 | Panama City, FL | 3.7 mi W | Standard |
| 32404 | Panama City, FL | 4.4 mi E | Standard |
| 32444 | Lynn Haven, FL | 5.2 mi N | Standard |
| 32402 | Panama City, FL | 5.7 mi NW | PO Box only |
| 32406 | Panama City, FL | 5.7 mi NW | PO Box only |
| 32411 | Panama City, FL | 5.7 mi NW | PO Box only |
| 32412 | Panama City, FL | 5.7 mi NW | PO Box only |
| 32403 | Panama City, FL | 8.3 mi SE | Standard |
| 32407 | Panama City Beach, FL | 10.2 mi W | Standard |
| 32409 | Panama City, FL | 10.7 mi N | Standard |
Straight-line distance between ZIP code center points. Find every ZIP code within 10 miles of 32401 or measure the distance to another ZIP code.
How to address mail to 32401
123 MAIN ST
PANAMA CITY FL 32401
Put the city, the two-letter state code and the ZIP code on the last line. USPS also accepts P C BEACH and PANAMA CITY BEACH as the city name for 32401. Adding the 4-digit ZIP+4 code (32401-XXXX) helps mail sort faster but isn’t required.
Other ZIP codes in Panama City, FL
All Panama City ZIP codes with population and income →
Questions
- What city is ZIP code 32401?
- 32401 is a Panama City, Florida ZIP code. P C Beach and Panama City Beach are also accepted as the city name.
- What county is 32401 in?
- ZIP code 32401 is in Bay County, Florida.
- What time zone is ZIP code 32401 in?
- 32401 is in the Central Time zone (America/Chicago).
- What area code is 32401?
- Phone numbers in ZIP code 32401 use area codes 448 and 850.
- What is the population of ZIP code 32401?
- About 18,947 people live in ZIP code 32401, according to the Census Bureau’s American Community Survey (2020–2024).
- What is the median income in 32401?
- The median household income in 32401 is $52,523 a year, lower than 85% of Florida ZIP codes.
- What ZIP codes are near 32401?
- The nearest ZIP codes to 32401 are 32417 (Panama City, 0.6 miles), 32405 (Panama City, 2.7 miles), 32408 (Panama City, 3.7 miles) and 32404 (Panama City, 4.4 miles).