ZIP code 32409
Where is ZIP code 32409?
Panama City, Florida
Bay County · Standard ZIP code
ZIP code 32409 belongs to Panama City, Florida in Bay County. 32409 is a standard ZIP code, so it covers street addresses as well as PO Boxes. It is in the Central Time zone and uses area codes 448 and 850. About 11,113 people live in the 32409 area, where the median household income is $64,516. The closest ZIP codes are 32402 (Panama City, 5.3 mi south), 32406 (Panama City, 5.3 mi south) and 32411 (Panama City, 5.3 mi south).
| ZIP code | 32409 |
|---|---|
| Type | Standard ZIP code for street addresses and PO Boxes |
| Status | Active |
| City | Panama City |
| Also accepted | Southport |
| State | Florida (FL) |
| County | Bay County |
| Time zone | Central Time · now |
| Area codes | 448, 850 |
| Coordinates | 30.3117, -85.6923 map |
| 3-digit prefix | 324 |
Population and income in 32409
| Population | 11,113 · lower than 69% of Florida ZIP codes |
|---|---|
| People per square mile | 88 · lower than 83% of Florida ZIP codes |
| Median age | 43.8 years · higher than 53% of Florida ZIP codes |
| Men / women | 48% / 52% |
| Median household income | $64,516 · lower than 65% of Florida ZIP codes |
| Income per person | $33,569 |
| Below the poverty line | 15% |
| Bachelor’s degree or higher | 28% of adults 25+ |
| Median home value | $275,700 · lower than 66% of Florida ZIP codes |
| Median rent | $1,409 a month |
| Housing units | 4,522 |
| Households | 4,117 (2.7 people on average) |
| Owners / renters | 92% / 7.8% |
| Land area | 126.65 sq mi (plus 27.96 sq mi of water) |
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024) for ZIP Code Tabulation Area 32409. Census ZIP areas are close to, but not exactly the same as, USPS delivery areas.
ZIP codes near 32409
| ZIP code | City | Distance | Type |
|---|---|---|---|
| 32402 | Panama City, FL | 5.3 mi S | PO Box only |
| 32406 | Panama City, FL | 5.3 mi S | PO Box only |
| 32411 | Panama City, FL | 5.3 mi S | PO Box only |
| 32412 | Panama City, FL | 5.3 mi S | PO Box only |
| 32444 | Lynn Haven, FL | 5.9 mi SE | Standard |
| 32405 | Panama City, FL | 8.2 mi S | Standard |
| 32408 | Panama City, FL | 10.2 mi S | Standard |
| 32466 | Youngstown, FL | 10.5 mi E | Standard |
| 32407 | Panama City Beach, FL | 10.5 mi SW | Standard |
| 32417 | Panama City, FL | 10.7 mi S | PO Box only |
| 32401 | Panama City, FL | 10.7 mi S | Standard |
| 32404 | Panama City, FL | 12.3 mi SE | Standard |
Straight-line distance between ZIP code center points. Find every ZIP code within 10 miles of 32409 or measure the distance to another ZIP code.
How to address mail to 32409
123 MAIN ST
PANAMA CITY FL 32409
Put the city, the two-letter state code and the ZIP code on the last line. USPS also accepts SOUTHPORT as the city name for 32409. Adding the 4-digit ZIP+4 code (32409-XXXX) helps mail sort faster but isn’t required.
Other ZIP codes in Panama City, FL
All Panama City ZIP codes with population and income →
Questions
- What city is ZIP code 32409?
- 32409 is a Panama City, Florida ZIP code. Southport is also accepted as the city name.
- What county is 32409 in?
- ZIP code 32409 is in Bay County, Florida.
- What time zone is ZIP code 32409 in?
- 32409 is in the Central Time zone (America/Chicago).
- What area code is 32409?
- Phone numbers in ZIP code 32409 use area codes 448 and 850.
- What is the population of ZIP code 32409?
- About 11,113 people live in ZIP code 32409, according to the Census Bureau’s American Community Survey (2020–2024).
- What is the median income in 32409?
- The median household income in 32409 is $64,516 a year, lower than 65% of Florida ZIP codes.
- What ZIP codes are near 32409?
- The nearest ZIP codes to 32409 are 32402 (Panama City, 5.3 miles), 32406 (Panama City, 5.3 miles), 32411 (Panama City, 5.3 miles) and 32412 (Panama City, 5.3 miles).