ZIP code 32403
Where is ZIP code 32403?
Panama City, Florida
Bay County · Standard ZIP code
ZIP code 32403 belongs to Panama City, Florida in Bay County. 32403 is a standard ZIP code, so it covers street addresses as well as PO Boxes. It is in the Central Time zone and uses area codes 448 and 850. About 447 people live in the 32403 area, where the median household income is $118,594. The closest ZIP codes are 32404 (Panama City, 7.4 mi north), 32401 (Panama City, 8.3 mi northwest) and 32417 (Panama City, 8.6 mi northwest).
| ZIP code | 32403 |
|---|---|
| Type | Standard ZIP code for street addresses and PO Boxes |
| Status | Active |
| City | Panama City |
| Also accepted | Tyndall AFB |
| State | Florida (FL) |
| County | Bay County |
| Time zone | Central Time · now |
| Area codes | 448, 850 |
| Coordinates | 30.0583, -85.5762 map |
| 3-digit prefix | 324 |
Population and income in 32403
| Population | 447 · lower than 95% of Florida ZIP codes |
|---|---|
| People per square mile | 10 · lower than 98% of Florida ZIP codes |
| Median age | 23.3 years · lower than 98% of Florida ZIP codes |
| Men / women | 66% / 34% |
| Median household income | $118,594 · higher than 93% of Florida ZIP codes |
| Income per person | $34,919 |
| Below the poverty line | 4.3% |
| Bachelor’s degree or higher | 36% of adults 25+ |
| Median rent | $2,422 a month |
| Housing units | 104 |
| Households | 71 (3.3 people on average) |
| Owners / renters | 0.0% / 100% |
| Land area | 44.22 sq mi (plus 30.17 sq mi of water) |
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024) for ZIP Code Tabulation Area 32403. Census ZIP areas are close to, but not exactly the same as, USPS delivery areas.
ZIP codes near 32403
| ZIP code | City | Distance | Type |
|---|---|---|---|
| 32404 | Panama City, FL | 7.4 mi N | Standard |
| 32401 | Panama City, FL | 8.3 mi NW | Standard |
| 32417 | Panama City, FL | 8.6 mi NW | PO Box only |
| 32408 | Panama City, FL | 11 mi NW | Standard |
| 32405 | Panama City, FL | 11.1 mi NW | Standard |
| 32410 | Mexico Beach, FL | 12.9 mi SE | PO Box only |
| 32444 | Lynn Haven, FL | 13 mi N | Standard |
| 32402 | Panama City, FL | 14 mi NW | PO Box only |
| 32406 | Panama City, FL | 14 mi NW | PO Box only |
| 32411 | Panama City, FL | 14 mi NW | PO Box only |
| 32412 | Panama City, FL | 14 mi NW | PO Box only |
| 32407 | Panama City Beach, FL | 17.3 mi NW | Standard |
Straight-line distance between ZIP code center points. Find every ZIP code within 10 miles of 32403 or measure the distance to another ZIP code.
How to address mail to 32403
123 MAIN ST
PANAMA CITY FL 32403
Put the city, the two-letter state code and the ZIP code on the last line. USPS also accepts TYNDALL AFB as the city name for 32403. Adding the 4-digit ZIP+4 code (32403-XXXX) helps mail sort faster but isn’t required.
Other ZIP codes in Panama City, FL
All Panama City ZIP codes with population and income →
Questions
- What city is ZIP code 32403?
- 32403 is a Panama City, Florida ZIP code. Tyndall AFB is also accepted as the city name.
- What county is 32403 in?
- ZIP code 32403 is in Bay County, Florida.
- What time zone is ZIP code 32403 in?
- 32403 is in the Central Time zone (America/Chicago).
- What area code is 32403?
- Phone numbers in ZIP code 32403 use area codes 448 and 850.
- What is the population of ZIP code 32403?
- About 447 people live in ZIP code 32403, according to the Census Bureau’s American Community Survey (2020–2024).
- What is the median income in 32403?
- The median household income in 32403 is $118,594 a year, higher than 93% of Florida ZIP codes.
- What ZIP codes are near 32403?
- The nearest ZIP codes to 32403 are 32404 (Panama City, 7.4 miles), 32401 (Panama City, 8.3 miles), 32417 (Panama City, 8.6 miles) and 32408 (Panama City, 11 miles).